Medicare Advantage Plans provide the same benefits as Original Medicare, and often more. Additional benefits can include routine hearing and vision care. These plans cover all the benefits of Medicare Part A, including hospital stays, skilled nursing care and home health care, but not hospice care (which is still covered by your Part A benefit). These plans also cover all the benefits of Medicare Part B, including doctor visits, outpatient care, screenings, shots and lab tests. Many plans also include Medicare Part D prescription drug coverage. Medicare Advantage plans work similarly to employer-sponsored health insurance plans that you may have had or currently have, which may help you continue a similar level of coverage to what you have now.

The family of UnitedHealthcare® Medicare Solutions plans includes Medicare Advantage plans featuring UnitedHealthcare® or AARP® brand names. Most plans include urgent care and worldwide emergency coverage, an annual out-of-pocket maximum to help you budget for your health care costs, and most include prescription drug coverage. Most plans have no additional monthly premium beyond what you already pay for Part B.

There are four types of Medicare Advantage plans offered through UnitedHealthcare.

  • Plan Type

  • Network

  • Primary Care Physician

    Help tool tip
  • Out-of-Pocket Costs

    Help tool tip

HMO Plans

Help tool tip
Health Maintenance Organization

Typically requires you to receive services from a network of local providers, except for emergency room, urgent care visits and renal dialysis services.

Referrals to specialists are often required, depending on the plan.

Out-of-pocket costs are typically lower than PPO and POS plans.

POS Plans

Help tool tip
Point-of-Service

Similar to an HMO plan, but you can also see providers for certain services outside the provider network, generally at a higher cost.

Referrals to specialists may be required, depending on the plan.

Out-of-pocket costs are typically higher than HMO plans, but lower than PPO plans.

PPO Plans

Help tool tip
Preferred Provider Organization

You can see providers for all covered services outside the provider network, generally at a higher cost.

Referrals to specialists are not required.

Out-of-pocket costs are typically higher than HMO and POS plans.

PFFS Plans

Help tool tip
Private Fee-for-Service

Can be network or non-network. For non-network plans, you can see any provider that accepts the plan's terms and conditions of payment. For network PFFS plans, you must choose from a list of approved doctors or hospitals in your plan's network.

No referrals are usually needed.

Lower monthly premiums than most Medicare Supplement plans.

New to Medicare

Choosing the right Medicare plan or plans can be complicated. UnitedHealthcare is here to help you choose a plan that may be right for your needs.

Choose between Original Medicare and a Medicare Advantage plan

How Medicare Works

Understanding Medicare plans can be complicated. Learn how Medicare works to help you decide whether you need a Medicare Advantage plan.

Get more information about Medicare Advantage plans

Learn how the parts of Medicare work together

Find Medicare Advantage Plans in Your Area

Find Medicare Prescription Drug Plans in Your Area

Find Medicare Special Needs Plans in Your Area

Go
Example: 55105 look up ZIP code

Questions?

Call UnitedHealthcare at:

1-877-596-3258
 (TTY 711)

Hours: 8 a.m. - 8 p.m. local time,
7 days a week

Have a reference number?
Enter it here

Your Reference #
View saved info

Need help?

Chat live with a licensed
sales agent.

Update Adobe Flash Player

Your current version of Flash player is not supported. Please upgrade Flash player to the latest version.