Medicare Advantage Plans | UnitedHealthcare®
close hamburger search alert

Learn About Medicare Advantage Plans

What are the types of Medicare Advantage plans?

Which Medicare Advantage plans does UnitedHealthcare offer?

Which Medicare Special Needs Plans does UnitedHealthcare offer?

How can I find Medicare Advantage plans in my area?

 

One plan. One simple way to get coverage.
Medicare Advantage (MA) offer all the benefits of Medicare Part A and Part B. Many also include extra benefits like routine hearing and vision care, a fitness program, wellness services and/or a nurse helpline. An MA plan might be a good choice if you'd like coverage beyond what Original Medicare provides, but don't need prescription drug coverage.

One plan. One card. One simple way to start living healthier.
With a Medicare Advantage Prescription Drug plan (MAPD), you get Part A coverage, Part B coverage and Part D prescription drug coverage in one convenient plan. An MAPD plan might be a good choice for you if you like the benefits offered by an MA plan, but also need prescription drug coverage.

Special plans for complex needs.
UnitedHealthcare Special Needs Plans are MAPD plans that offer additional benefits depending on who the plan is for and what their healthcare or budget needs are. These may include:

  • Coordination of care
  • Routine vision and dental coverage
  • Credits to buy everyday health items, like vitamins, first aid supplies and dental care products, and/or
  • Transportation to and from approved medical appointments.
Learn More About Plans in Your Area

Go to plan results

Plans for {{zipcode}} ({{fipsname}})

Change location

Learn More About Plans in Your Area

There were errors in the information you submitted.
Please correct the errors in the following fields:

  • ZIP code must be numeric and contain 5 digits.

There were errors in the information you submitted.
Please correct the errors in the following fields:

The ZIP code you entered could not be found. Please check the ZIP code and correct it or enter a another ZIP code.

There were errors in the information you submitted.
Please correct the errors in the following fields:

  • ZIP code must be numeric and contain 5 digits.

There were errors in the information you submitted.
Please correct the errors in the following fields:

  • ZIP code must be numeric and contain 5 digits.

Enter ZIP code

  • Example: 55107

Need help finding a ZIP code?

Look up a ZIP code

Here are the four types of Medicare Advantage plans offered through UnitedHealthcare.

 

Plan Type Which providers
can I see?
Do I need a referral to see a specialist? Will my out-of-pocket costs   
be high or low?

HMO Plans    

Health Maintenance Organization
You generally have to get services from a network of local providers, except for emergency room, urgent care visits and renal dialysis services. Maybe, depending on the plan. Your out-of-pocket costs will typically be lower than PPO and POS plans.

POS Plans    

Point-of-Service
Similar to an HMO plan, but you can also see providers for certain services outside the plan's network, but it might cost more to do so. Maybe, depending on the plan. Your out-of-pocket costs will typically be higher than HMO plans, but lower than PPO plans.

PPO Plans    

Preferred Provider Organization
You can see providers for all covered services outside the plan's network, but it will generally cost more to do so. No. Your out-of-pocket costs will typically be higher than HMO and POS plans.

PFFS Plans    

Private Fee-for-Service
UnitedHealthcare only offers non-network PFFS plans. This means you have the freedom to use any Medicare-eligible doctor or hospital who agrees to accept the plan's terms and conditions of payment. No. Your out-of-pocket costs for monthly premiums will typically be lower than other non-network plans, like Medicare Supplement Insurance plans.

 

Here are the four types of Medicare Special Needs Plans offered through UnitedHealthcare.

 

Plan Type Who's eligible? Which providers can I see? Do I need a referral to see a specialist?

Dual Eligible Plans   

People who get both Medicare and Medicaid. You generally have to get your care and services from providers in the plan's network. Some plans do allow out-of-network coverage, but you might have to pay more for it. Maybe, depending on the plan you have.

Institutional Plans   

People who live in skilled nursing facilities. You generally have to get your care and services from providers in the plan's network. Some plans do allow out-of-network coverage, but you might have to pay more for it. Maybe, depending on the plan you have.

Institutional-Equivalent Plans   

People who live in assisted living communities and need the same kind of care as those who live in a skilled nursing facility. You generally have to get your care and services from providers in the plan's network. Some plans do allow out-of-network coverage, but you might have to pay more for it. Maybe, depending on the plan you have.

Chronic Condition Plans   

People who have certain chronic conditions that are severe or disabling. You generally have to get your care and services from providers in the plan's network. Some plans do allow out-of-network coverage, but you might have to pay more for it. Maybe, depending on the plan you have.

 


Our Story. Our Difference.
One type of UnitedHealthcare Special Needs Plan was designed for people living in nursing homes or skilled nursing facilities. Learn how two nurse practitioners helped change the lives of nursing home residents and the way they get their healthcare.

Page last updated: 02.15.2017 at 12:01 AM CT | Y0066_170120_102230 Accepted

Need Help?

Call Us.

Call UnitedHealthcare at:

1-877-596-3258 (TTY 711)

(toll free)

Hours: 8 a.m. – 8 p.m.
in your time zone,
7 days a week

Chat with Us.

Chat with a live sales
agent.

Meet with an Agent.

Request an appointment with a UnitedHealthcare agent.

Make an appointment with an agent

Get Email Updates

Stay current with Medicare updates and information from UnitedHealthcare.

Please note: We need a valid email address to contact you.

Please enter a valid first name.
Please enter a valid last name.
Please enter a valid email address.

By submitting your information, you agree that a UnitedHealthcare sales representative may contact you about Medicare Advantage or Part D plans.

Submit