Medicare Special Needs Plans | UnitedHealthcare®
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Medicare Special Needs Plans

Medicare Special Needs plans (SNPs) are types of Medicare Advantage plans. They are specially designed for people who:

  • Receive both Medicare and Medicaid, called "dual eligible." Learn more about this,
  • Live in an institution, called a skilled nursing facility,
  • Need the same kind of care as those who live in an institution/skilled nursing facility, or
  • Have specific chronic medical conditions.

Special plans for complex needs.
UnitedHealthcare® Special Needs plans combine the hospital and doctor coverage of Medicare Parts A and B with the prescription drug coverage of Part D.

Special Needs plans also offer additional benefits depending on who the plan is for and what their healthcare or budget needs are. These may include:

  • Coordination of care
  • Routine vision and dental coverage
  • Credits to buy everyday health items, like vitamins, first aid supplies, and dental care products, and/or
  • Transportation to and from approved medical appointments.
Learn More About Medicare Special Needs Plans (Medicare SNPs) in Your Area

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Learn More About Medicare Special Needs Plans (Medicare SNPs) in Your Area

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There are four types of Medicare Special Needs plans offered by UnitedHealthcare.

 

Plan Type
Who's Eligible?
Which providers can I see?
Do I need a referral to see a specialist?
Dual Eligible Plans    People who get both Medicare and Medicaid. You generally have to get your care and services from providers in the plan's network. Some plans do allow out-of-network coverage, but you might have to pay more for it. Maybe, depending on the plan you have.
Institutional Plans    
People who live in skilled nursing facilities. You generally have to get your care and services from providers in the plan's network. Some plans do allow out-of-network coverage, but you might have to pay more for it. Maybe, depending on the plan you have.
Institutional-Equivalent Plans    
People who need the same kind of care as those living in skilled nursing facilities, but live in the community, like at home or in an assisted living facility. You generally have to get your care and services from providers in the plan's network. Some plans do allow out-of-network coverage, but you might have to pay more for it. Maybe, depending on the plan you have.
Chronic Condition
Plans    
People who have chronic conditions that are severe or disabling. You generally have to get your care and services from providers in the plan's network. Some plans do allow out-of-network coverage, but you might have to pay more for it. Maybe, depending on the plan you have.

 

Our Story. Our Difference.

One type of UnitedHealthcare Special Needs Plan was designed for people living in nursing homes or skilled nursing facilities. Learn how two nurse practitioners helped change the lives of nursing home residents and the way they get their healthcare.

New to Medicare?

Choosing the right Medicare plan—or plans—is important. Let UnitedHealthcare help you choose a plan that may be right for your needs.

Original Medicare or a Medicare Advantage plan?

How Does Medicare Work?

Understanding Medicare plans can be complicated. Learn how Medicare works to help you decide whether you need a Special Needs plan.

How can I find out if I might qualify for a Medicare Special Needs plan?

How do the parts of Medicare work together?

What if I need to switch plans?

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