HomeIntroduction to MedicareTypes of Medicare and Medigap Plans

Types of Medicare and Medigap Insurance Plans


Original Medicare (Parts A & B) doesn't cover everything you may need to live a healthy lifestyle. Medicare Part A and Part B do not provide prescription drug coverage, nor do they offer other health care benefits such as for dental, vision or hearing that you may consider important to your health. There are plans offered by private insurance companies that can either supplement Original Medicare or be chosen as an alternative that may help you get the additional coverage you need.

Medicare Advantage Plans


Medicare Advantage (Part C) plans combine your Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) in one plan and usually include prescription drug coverage. These plans often also offer additional benefits such as dental, vision and fitness.
 

Learn more about Medicare Advantage plans 

Medicare Supplement Insurance Plans


Medicare supplement insurance plans, also known as Medigap plans, help pay some of the out-of-pocket costs not paid by Original Medicare (Parts A & B).
 

Learn more about Medigap plans  

Medicare Prescription Drug Plans


Medicare Part D prescription drug plans are stand-alone plans that help pay for prescription drugs. Part D plans may be added with Original Medicare and/or a Medicare supplement insurance plan, as well as with certain Medicare Advantage plans that don't include prescription drug coverage.
 

Learn more about Medicare prescription drug plans  

Special Needs Plans


Special Needs Plans are Medicare Advantage plans designed for specific needs that include prescription drug coverage. Plans may also include other benefits like care coordination. There are four types of Special Needs Plans including Dual Special Needs Plans for people with both Medicare and Medicaid.
 

Learn more about Special Needs Plans  

Find a Plan

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Call UnitedHealthcare: 

FED TFN (TTY 711)

Hours: 8 a.m. – 8 p.m., 7 days a week.

 

Call UnitedHealthcare: 

MEDSUPP TFN (TTY 711)

Hours: 7 a.m. – 11 p.m., ET, Monday - Friday

9 a.m. – 5 p.m., ET, Saturday

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Make an appointment with a licensed insurance agent/producer in your area

 

Scroll for Important Disclosures

UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.

 

AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.

 

Please note that each insurer has sole financial responsibility for its products.

 

AARP® Medicare Supplement Insurance Plans

AARP endorses the AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare.

Insured by UnitedHealthcare Insurance Company, Horsham, PA or UnitedHealthcare Insurance Company of America, Schaumburg, IL (for ND residents) or UnitedHealthcare Insurance Company of New York, Islandia, NY (for NY residents). Each insurer has sole financial responsibility for its products. Policy form No. GRP 79171 GPS-1 (G-36000-4).

 

In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.

 

Not connected with or endorsed by the U.S. Government or the federal Medicare program.

 

This is a solicitation of insurance. A licensed insurance agent/producer may contact you.

 

You must be an AARP member to enroll in an AARP Medicare Supplement Plan.


THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.

 

Medicare Advantage plans and Medicare Prescription Drug plans
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare. You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.

 

This information is not a complete description of benefits. Contact the plan for more information.

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