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Prescription drug coverage that fits your health and budget needs.
Original Medicare Parts A and B don’t include prescription drug coverage. A Medicare Prescription Drug (Part D) plan can help cover the costs of your medication. AARP MedicareRx plans, offered through UnitedHealthcare, help you save money on your prescription drugs and give you peace of mind—even if your health changes. Plans include commonly used generic and brand name prescription drugs, but each plan has slightly different coverage and drug lists.
Prescription Drug Coverage Options
Prescription drugs are not covered by Original Medicare. Once you’ve enrolled in Medicare, there are two main ways to get prescription drug coverage:
Medicare Prescription Drug (Part D) Plans
You can purchase a standalone Medicare Prescription Drug (Part D) plan to help pay for your prescription drug costs if you have Original Medicare and/or a Medicare Supplement insurance plan.
Medicare Advantage (Part C) Plans
Most Medicare Advantage (Part C) plans from UnitedHealthcare include prescription drug coverage. And all Special Needs Plans, a type of Medicare Advantage plan, will include prescription drug coverage.
Remember: Medicare Advantage plans and Medicare Prescription Drug plans cover a certain set of prescription drugs, so be sure to check each plan’s drug list (formulary) to see if the prescription drugs you take will be covered.
Estimate Your Drug Costs
The Drug Cost Estimator tool lets you build a list of the medication you take, then estimate your drug costs for a specific plan based on that plan’s drug list (formulary).
Click the “View Plans” link under “Medicare Prescription Drug (Part D) Plans.”
Look at one of the available plans in your area and click the “View Plan Details” button.
Scroll down to the “Plan Documents” section to find the plan’s prescription drug list (formulary).
If you’ve created a profile with us, you can view the formulary for any plan you’ve saved by logging in to Your Guest Profile, and clicking on the name of one of your saved plans. Scroll down to the “Plan Documents” section to find the plan’s drug list.
See Medicare prescription drug plans where you live – and compare costs and benefits side-by-side.
Get more health care coverage with a Medicare Advantage Prescription Drug plan.
If you're looking for more complete coverage than a standalone Part D (PDP) plan, you may want to consider an all-in-one Medicare Advantage Prescription Drug (MAPD) plan to combine your doctor, hospital and prescription drug coverage. These plans may provide better prescription drug coverage than a Part D plan, and offer even more benefits than Original Medicare. UnitedHealthcare Medicare Advantage Prescription Drug plans may include:
Low-cost premiums, some as low as $0
Set copays and yearly limits to out-of-pocket spending
Prescription drug coverage for thousands of brand name and generic drugs
Drug copays as low as $0 with home delivery from OptumRx®1
1 OptumRx home delivery is not available for the AARP MedicareRx Preferred (PDP) plan in the following territories: Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.
OptumRx is an affiliate of UnitedHealthcare Insurance Company. You are not required to use OptumRx home delivery for a 90-/100-day supply of your maintenance medication If you have not used OptumRx home delivery, you must approve the first prescription order sent directly from your doctor to OptumRx before it can be filled. Prescriptions from OptumRx should arrive within 5 business days after we receive the complete order. Contact OptumRx anytime at 1-888-658-0539, TTY 711.